Our Flagship Product

LabourGuard
Liability Policy

Specifically engineered for the labour hire and employment sector — covering employees and independent contractors with comprehensive, tailored protection.

LabourGuard

The LabourGuard Liability Policy is designed for labour hire and recruitment agencies, registered, group and apprenticeship training organisations, and employment consulting services. With deep understanding of employment law and conditions, Mapleridge underwriters tailor each policy to the client's specific operational needs.

Policy Structure

Key Sections

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Broadform Liability

  • Principal's Indemnity for vicarious liability exposures
  • Satisfies stringent commercial contract obligations
  • Waiver of Subrogation write-back where contractually required
  • Flexible limits from $10M to $50M
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Professional Indemnity

  • Covers professional indemnity exposures
  • Vicarious liability cover for on-hired professionals
  • Property damage and personal injury absorbed by Broadform section
  • Limits from $500K to $20M any one claim
  • One automatic reinstatement included
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Management Liability

  • Optional cover for emerging workforce risks
  • Complete protection for management
  • Addresses rapidly evolving corporate exposures
  • Complements core liability sections

Eligibility

Who Is This Policy For?

Labour Hire Agencies
Recruitment Agencies
Registered Training Organisations
Group Training Organisations
Apprenticeship Training Organisations
Employment Consulting Services

Resources

Downloads

⌄ Brochure ⌄ Proposal Form ⌄ Policy Wording